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Benedict Rohan

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Government benefits for those on low incomes

One of a series examining the different types of government benefits, this guide looks at some of the options available to assist those who've on a low income and are struggling to support themselves or their families.
The government provides a range of benefits and allowances for those who are unable to support themselves financially, whether they are unemployed and looking for work, on a low income, ill, injured or disabled, bringing up a family, caring for someone.
Unless you've managed to build up a large private pension or have a great deal of savings, it's not always easy to get by in retirement when you've no longer earning.

Government benefits bringing up a family

There's a wide range of government benefits to support you as you bring up your family if you've on a low income and need assistance. This is a brief guide to some of the key benefits that you may be eligible to receive.
If you've incapacitated for any reason and are unable to work, you may qualify to receive certain benefits from the government to assist you. This is one of a series of guides to government benefits.

Pocket Money: Financial Lesson for Kids

It's an age old problem for parents how to handle pocket money for their kids. How much should you give them? How often? What should they spend it on? All these questions have troubled parents for generations.
The financial services industry is highly regulated and companies selling financial products or advice must adhere to a stringent set of guidelines set out by the industry's independent regulatory body, the Financial Services Authority.

The basic principles of VAT

VAT (Value Added Tax) is a sales tax, levied on the expenditure of consumer goods and services and business transactions, which is paid by the consumer at the point of purchase and collected by Her Majesty's Revenue and Customs (HMRC).
People in the UK owe more money than ever before. As it becomes easier and easier to borrow, whether in the form of credit cards, loans or countless other personal finance options, we are lured deeper and deeper into the debt trap.

What is a commercial mortgage?

A commercial mortgage is similar in principle to a residential mortgage except it is used to purchase a property or to raise capital for commercial purposes  rather than domestic purposes.


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